PCI & Cloud Compliance in the Modern Age

Today, many of us rely on the convenience of online shopping to quickly purchase items we couldn’t find in neighborhood stores or to simply avoid having to go to the store altogether. Online payments also make it possible to secure plane tickets, make hotel reservations, and even pay bills. However, the payment landscape that we know now developed over time. The real boom in online shopping can be traced back to the emergence of the internet. From then on, payment card data continued to be used more widely and transmitted on a global level. In response, individual card providers began their own programs to ensure certain levels of protection, but it wasn’t until 2004 that the Payment Card Industry Security Standards Council (PCI SSC) created global standards. Today, the Council is tasked with the additional challenge of creating regulations in the age of cloud computing. At the same time, businesses must comply with and validate these requirements.

This post will take a closer look at current PCI regulations and different ways that businesses are meeting compliance standards.

PCI Data Security Requirements

The PCI has created a total of twelve different compliance requirements that are organized into six groups known as “control objectives”:

Build and Maintain a Secure Network and Systems

Protect Cardholder Data

Maintain a Vulnerability Management Program

Implement Strong Access Control Measures

Regularly Monitor and Test Networks

Maintain an Information Security Policy

While some of the details and sub-categories pertaining to control objectives have changed over time, these core values have been in place since the inception of the PCI SSC.

Validating PCI Compliance

Validation of compliance can be conducted on several different levels according to how many transactions they handle on a yearly basis. More transactions require increased levels of scrutiny and compliance validation.

Level 1 companies that process over 6 million transactions in the course of a year will need to be evaluated by a Qualified Security Assessor (QSA) who is an independent evaluator who has been certified by the PCI SSC. They are responsible for evaluating compliance according to certain criteria.

In addition, all Level 1 companies are required to fill out a Report on Compliance (ROC) when they undergo an audit. This document is used to outline in detail all the policies and strategies that are being used to prevent cardholders from becoming the victims of fraud.

Businesses that fall in the Level 2 category and process between 1 and 6 million transactions will be required to use an Internal Security Assessor (ISA). This individual is a member of the company who has earned a PCI SSC certification. This allows them to conduct self-assessments. They may be asked to work closely with QSAs to ensure compliance.

PCI SSC also requires that all companies fill out a self-assessment questionnaire (SAQ) every year. If the assessment reveals that the company is not fully compliant in certain areas, they must provide a plan for full implementation and show that they are able and willing to address the problem.

Benefits of PCI SSC Compliance and Validation

The goal of PCI SSC is to protect both consumers and merchants. When a consumer is subject to a scam or fraud, the consequences can be far-reaching. Their personal information can be compromised, their credit scores can be affected, and much more. Merchants who experience a breach can face financial liabilities and the loss of consumer trust, which can significantly hurt business. Compliance is a vital aspect of maintaining healthy global markets where both merchants and shoppers can operate confidently.

How to Improve Your PCI SSC Compliance

Prancer is one tool that allows companies with a cloud validation framework that can test for compliance along the entire development and implementation pipeline. This allows for both pre and post-deployment validation so that you can create a strong foundation and continue to test and make changes as needed. Not only does this improve security and compliance, it allows DevOps teams to avoid delays and continue to safely deploy new applications.

If you handle card payments and need help with your PCI SSC compliance strategies, contact prancer today. We can help you improve security, meet global regulations and earn the trust of consumers.

What is Cloud Validation and Why Does it Matter?

Many industries have their own standards when it comes to protecting data. From finance and healthcare to pharmaceuticals, every industry has created certain regulations that are designed to protect consumer data and comply with state and federal laws. When cloud computing was introduced, there was a lot of anxiety around whether this new platform would be able to offer the same security and allow businesses to meet compliance standards. Over time, new security tools and protocols have been introduced that have made cloud-based systems more secure and efficient than ever before. Many of these advances and the current state of cloud computing can be attributed to cloud validation. Keep reading to learn more about cloud validation and why it matters.

The Need for Cloud Validation

Essentially, cloud validation means that you design an environment, test whether it works as intended, and record the results of the test. For industries with evolving compliance standards and regulations, continuous validation will be necessary in order to ensure that the cloud has adapted to new circumstances. Ideally, you will experience consistent results so that you can feel confident that your cloud system is working as designed and can continue to keep pace with changes.

While you could leave the validation and revalidation process up to developers, this approach can create some potential problems. Placing validation in the hands of one individual or a small team of IT professionals can slow down the entire process. You may have to push out changes faster than they are able to manually deploy. In addition, this approach leaves room for security vulnerabilities and human error.

The Basics of Cloud Validation

A better and more efficient method is to create a cloud validation framework where you can automate most aspects of the validation process. This not only speeds up validation and deployment, but it also improves security. When it comes to validation, here are the basic elements that should be in place:

Unit testing: it is important to compliance test individual resources to make sure all the configurations are correct and under compliance

1- Basic functionality testing. The cloud system should be validated to make sure that it is being used as intended. This is especially important and changes are made.

2- Risk mitigation. It is important to be aware of risks that are specific to your industry and those that may have already been identified and outlined by regulatory agencies. Once you have a clear understanding of existing risks, you can validate the cloud against these threats.

3- Effective change controls. A well-designed cloud system will allow you to validate certain areas as they are updated so that you don’t necessarily have to revalidate the entire system. These change controls provide better management tools so that you can ensure continuous compliance even as the system continues to change and evolve.

4- These basic elements play an important role across all industries and should be prioritized during the validation process. Businesses can then continue to customize the validation process as needed.

With the right cloud validation system in place, you don’t have to be afraid of change. You can continue to update and improve your system without worry about causing problems, creating vulnerabilities, or running into compliance issues. Cloud validation is the tool that will allow you to continue to adapt without skipping a beat as regulations evolve. If you would like to learn more about cloud validation and why it matters to your business, contact the team at prancer. We can help answer all your questions and launch your validation project.

The Basics of Infrastructure as Code Validation

Infrastructure as code is a powerful tool that has developed in the wake of cloud computing technology. It allows businesses to manage cloud infrastructures and deploy new applications purely through code. There is no longer a need for manual configuration and you can continually update the infrastructure and applications by following the same process of development and deployment. IaC validation plays a key role in this process by allowing you to test against known issues and continue to monitor and test even during production.  

The Importance of IaC Validation

IaC is really only an effective tool worth incorporating into your DevOps process if you are willing to continuously run tests and validate your code. Otherwise, you run serious risks when it comes to application security and function. With IaC, your applications can be continually updated while they are still running and everything is under compliance. This is a major advantage, but it does require a certain degree of monitoring so that you can quickly react as unknown issues arise.

Different Validation Strategies

Typically, IaC uses a declarative language, such as JSON or YAML which is human readable, to define the desired configuration state and environment. This information is then processed through a platform that allows for automation. Terraform is a popular option, but also we have native tools available from cloud providers such as AWS cloud formation, Azure ARM templates and Google cloud deployments. While this approach speeds up the deployment process, any code should be tested with the same diligence as other software projects. Exposing a security hole via IaC is usually more dangerous since we are exposing the infrastructure, not just one application. 

On the most basic level, any IaC file should be reread and compared against pre-established company standards and industry compliance. This may not catch more subtle problems with functionality, but it is an important step in providing consistent code that meets certain quality requirements. IT professionals can manually perform these validations, which take time and could be error prone, or there are automated tools that can help with the task.

Businesses should also test units of files during the provisioning and configuration stages. While IaC involves stringing together units, it is possible to isolate a unit and run it in a test environment for validation purposes. Once individual units have passed testing, it is time to validate the entire system and verify how different units work together to support a specific workflow. This is an important step in confirming that the system meets expectations.

These initial validation and testing steps provide a strong foundation, but a comprehensive approach that looks to harness the power of IaC, identify problems and improve security will include a plan for monitoring. As mentioned before, any changes to the IaC has the potential to trigger new issues. Automated alerts can be put in place to detect abnormalities and streamline the monitoring process.

Of course, there are a variety of other testing options and each approach will be specific to a business and their IaC. Smaller businesses may not have the IT team in place to handle these challenges, which is why third party options can be a good choice. Cloud validation providers can help with IaC validation and security so that you can focus on development.

If you want to learn more about IaC validation, your testing options and how a third party provider may be able to help, contact prancer today. We specialize in helping businesses take advantage of cloud technology and our experts can design a testing and validation strategy that speaks to your specific needs. 

Cloud Validation and Why it Matters

If you have been exploring cloud technology and trying to decide which solutions could benefit your business, you have probably come across the term cloud validation. This is an important part of setting up your cloud network and safely deploying solutions that meet certain standards and requirements that can vary according to industry and each business. In this post, we will take a closer look at cloud validation, what it means and why it matters when it comes to taking advantage of cloud technology.

Definition of Cloud Validation 

Essentially, cloud validation is the process of checking to make sure that your cloud infrastructure not only meets performance goals, but also adheres to any other specifications. Each business should have a clear set of standard operating procedures (SOPs) that are well documented. SOPs will allow you to experience consistent performance even as the company changes and expands. With SOPs in place, you will have a standard by which to measure cloud performance. 

Each industry also has various specifications and requirements that must be taken into account when designing and securing a cloud network. For example, the healthcare industry is required by HIPAA to meet certain standards when it comes to protecting patient privacy. Healthcare providers also have to follow specific rules when it comes to storing and sharing medical records to prevent any data breaches. 

Cloud validation is used to test whether the environment meets all requirements by providing observable results that can be recorded and analyzed. This process will need to be repeated as regulations evolve and the cloud-based system continues to change and grow.  

3 Essential Components of Cloud Validation  

While the exact composition of cloud validation will vary according to each business, there are some essential components that should always be in place:

1. Ensuring that the environment is able to meet its intended use. On the most basic level, validation looks at basic functionality and confirms performance. 

2. Verifying that any potential risks have been minimized as much as possible. Cloud-based systems are more secure than ever before because of advances in security best practices. Any cloud validation should include a close look to make sure that any and all necessary protections are in place.

3. Checking for change control management tools. As your business grows, certain areas of your system will need to periodically go through the validation process again. The initial validation will make sure that there are control tools in place that will allow for growth and simplify the continued validation process. 

Cloud based systems are becoming the standard in business. Now that this technology has the ability to offer more innovations, higher bandwidths and better security, entire industries are making the switch to cloud-based systems. Cloud validation allows you to gain a better understanding of the current state of your system and ensure that it is meeting all requirements that may be handed down by larger governing bodies and individual SOPs.

At Prancer, we provide businesses with both pre and post deployment cloud validation framework so that you can easily enjoy continuous cloud compliance. Contact us today to learn more about our services and how we can help you meet performance and compliance requirements.